Multilingual Homeownership Center
Lao Family’s housing counseling services provide group and one-on-one rental and first time homeownership counseling. We work closely with non-profit developers, city and county agencies, and select for-profit developers to help our clients access affordable housing, mortgages and financial products that are appropriate and affordable for low-income individuals and families. Our housing counselors provide pre-purchase workshops in Cantonese, Spanish, and English.
Foreclosure Intervention Services
The housing and credit crisis has brought a marked increase in demand for foreclosure counseling and intervention services. Our individualized, language-appropriate services range from exploring realistic solutions with borrowers to reviewing and revising household budgets to negotiating with lenders to modify loans. Our foreclosure orientations provide homeowners with unbiased, honest information about their options to address their mortgage issues. At the foreclosure orientation, homeowners learn about possible options to address their mortgage difficulties. Participants also learn how to work with their bank or servicer, what the foreclosure timeline is, and how to avoid scam artists who promise to help homeowners in distress.